Smart salary vs dividend balancing. Compare practical compensation options instantly across current tax assumptions.
Forward-looking compound interest forecasting. Model long-term corporate asset expansion and growth scenarios.
Structured corporate payroll setup. Streamline payouts with provincial tax rules and compliance mechanisms.
OptiPay combines deep tax logic with clean, automated workflows so you can make confident decisions faster.
Find the compensation mix that performs best under your actual assumptions.
Run multiple compensation strategies at once and compare trade-offs in a format that is clear enough for team and advisor review.
Model corporate asset expansion over long-term growth horizons.
Forecast compound interest outcomes based on different investment rates and retention strategies inside your corporation.
Bring CDA, GRIP, and RDTOH style constraints into realistic planning.
Move beyond simplistic calculators by including important corporate account factors in decision analysis.
Use one planning workflow while maintaining province-sensitive outcomes.
Support planning conversations across all Canadian provinces and territories without changing your process.
Create concise, advisor-friendly artifacts from each planning run.
Turn optimization scenarios into polished reports that are easier to communicate, review, and act on.
At OptiPay, our mission is to help you maximise your financial potential. With over 15 years of experience, we excel at designing tax-smart compensation, compound growth projection, and structured payroll workflows perfectly tailored to you and your goals.
Explore servicesYour wealth and goals need a strategy
We get to know your corporate structure - we build a clear picture of active business income, investment accounts, and personal targets.
Using forward-looking compound simulations, we project future corporate net worth and determine optimal balances between salary drawdowns and corporate investments.
We lay out structural dividend and salary schedules aligned with provincial tax engines, making it easy for you to review with your accountant.
Find answers to common planning questions or connect directly with our support team.
OptiPay uses current federal and provincial assumptions and a transparent optimization model, making results practical for planning and advisor discussion.
All Canadian provinces and territories are supported with province-sensitive calculations and consistent workflows.
Yes. Reports are organized for quick professional review, including assumptions, key outcomes, and recommendation rationale.
OptiPay is designed for minimal collection and secure handling practices so sensitive planning information remains protected.
A practical guide to evaluating common compensation mixes for incorporated professionals.
Read guide →Model growth rate assumptions and compare long-term corporate asset accumulations quickly.
Open calculator →Learn why CDA, GRIP, and related balances can change compensation strategy decisions.
Read article →Get detailed help from our team. Typical response time is within one business day.
support@optipay.caUse chat for fast clarifications during active planning sessions.
Search our library of visual workflows and setup tutorials.
Browse guides →Upgrade from spreadsheet formulas to a focused planning platform built for modern Canadian incorporated professionals.